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Stop Letting Card Fees Quietly Drain Your Gross

See What You Could Be Saving

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    • 2.3% here, 1.9% there — small percentages turn into six-figure losses over a year.
    • PromisePay turns that margin drain into measurable ROI with compliant surcharging, precise reconciliation, and data you can audit anytime.

    The Hidden Cost of Just Another Bill

    Most dealerships see merchant services as just another bill, another expense to
    tolerate. Between confusing statements, hidden surcharges, and time-consuming
    reconciliation, it’s easy to think payment processing can’t be a value driver.

    Your finance team spends hours every week matching deposits to batches. Your controller
    struggles to track down discrepancies. Meanwhile, processing fees quietly eat into your
    margins with little transparency or control.

    That ends now.

    Transform Every Transaction Into Strategic Value

    Revenue Generation

    Compliant surcharging adds profit to every swipe.

    Automated Efficiency

    DMS-integrated reconciliation that eliminates manual matching.

    Team Productivity

    One platform for all
    departments.

    Real-Time Control

    Live visibility into
    cash flow.

    Calculate Your ROI

    See how much your
    Dealership could be Saving.

    Learn how you can save

    Case Studies

    Multi-Location Dealer Group

    How 8 dealerships saved over $68K annually by switching to lower rates and automating reconciliation.
    View Details

    Surcharge Savings

    See how dealerships of all sizes unlocked monthly savings from $2K to over $21K by adopting surcharging.

    View Details

    Interchange Plus Statement Analysis

    A breakdown of how small rate changes translate into massive long-term savings.

    View Details
    View All

    Hear from dealers who made the switch.

    "With PromisePay pulling the customer pay total directly from the DMS, it has helped us eliminate most human error, and the detailed reporting on these transactions has created a smooth reconciliation process for our Controller. With this, alongside the support from the team, we have been able to streamline our payment processing.

    RYAN PESIN

    – ARDMORE TOYOTA & CENTRAL CITY TOYOTA

    I searched for a long time to find a program that would integrate with our current systems, while giving us an all-encompassing merchant service system for the dealership. UpdatePromise is the first to accomplish this feat. They partnered with Clover to create a seamless merchant services system that brought us into the 21st Century. Since using their program, we have eliminated error and improved our accounting process. With such an easy system, we have been able to focus on what is most important, the customers. I highly recommend UpdatePromise for all your merchant service needs.

    TARA MORENO

    MAPLEWOOD TOYOTA

    Why More Dealerships Are
    Moving to Surcharging

    Dealerships face rising payment processing costs every year. With surcharging, you can protect margins, offer true payment choice, and save thousands monthly—without sacrificing customer satisfaction.

    Effective rates
    dropped below 1%

    Dealers saving$10K–$40K per month

    Less than 1%negative
    customer feedback

    Trusted by Dealers Nationwide

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